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How to Use Credit Cards Like the Rich and Smart

4 min readOct 2, 2022

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Don’t make the same mistake I did.

In this article, I’ll share five tips for using your credit cards smartly to avoid digging yourself into a financial mess. (like I did before)

I’ve been implementing these tips, and they’ve been great at helping me stay ahead of my finances.

Let’s go.

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Tip 1: Choose a Credit Card That Is Suitable for You

One of the perks of having a decent credit score is getting any card you want.

Depending on what is important, you can choose between simplicity and maximization, cash back, and travel rewards cards.

I love simplicity, so I got a cashback card because it instantly gives me a percentage back every time I purchase…

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Mandy C.
Mandy C.

Written by Mandy C.

Licensed Corporate Finance Adviser, Spiritual Wealth Coach, Podcast Host